I have recently been denied of credit. Should I apply again?
Do not apply for another credit card without making sure that you will qualify.
Click here to see why. If you didn't do so yet, find out the reason of denial. This can be done by contacting the credit card issuer that denied the credit and questioning them about the reason of denial. Also you can ask them for the name and phone number of the credit bureau they used to obtain a copy of your credit profile. If you call the credit bureau within 60 days of the denial you are entitled for a free copy of your credit report. The reason for denial is usually one of the following:

insufficient credit history
bad credit
too many accounts
too many new accounts

Once you know what the problem is you can make your plan on how to deal with it.
If you have insufficient credit history you may need to establish credit.
Click here to find out how to establish credit.
If you have bad credit you may need to repair your credit.
If you have too many accounts or too many new accounts you may need to simply wait to let your accounts age naturally while keeping a good payment history. Alternatively, you may want to eliminate some accounts that you don't really need. If you are unsure about your decision it is best to consult a credit professional.

Check your credit
Get a FREE copy of your credit report and score with your FREE 30-day Experian Triple Advantage trial. You'll also get credit alerts from all national bureaus, info on disputing items on your report, and more. Click here for more info.

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